Having a home is the one thing that gives property owners a great feeling of accomplishment and creates a positive attitude towards life as well. Owning a property not only represents a physical shelter and a place to share the best memories with the ones that we love but it can also be a financial shelter for many unexpected problems that can befall us.

Since properties are often thought to be a way out of financial problems, if the right amount of equity has been built over time, refinancing a property sometimes is a good idea. The fact that many home owners incur in many credit card based expenses is a good reason to take a bit of equity to relief the interest rate burden.

The truth is that constant property refinance can lead to no equity when the owner needs it the most. If the home owner has a structured settlement and is receiving periodical payments then this might help, but often this is not the case. Home owners need much more than just a small monthly payment to remain financially solvent and to avoid loosing their precious home.

Foreclosure is a real problem which needs to be addressed as quickly as possible, that is why it is always a smart move to turn a structured settlement into a lump sum. Having these funds available immediately can make the difference of sleeping in an apartment or sleeping on a comfortable bed at home.

When a home owner incurs in foreclosure it often means that he can no longer cover the minimum monthly payments established by the financial institution lending the funds. To the mortgage payments we often see credit card payments, car payments, second mortgage or HELOC, tuition, utility bills, property insurance, medical bills, interest rate changes, etc.

As you can see, if we add together all of the expenses mentioned above it can add up to incredibly high amounts which almost no property owner is ready for. Structured settlements represent future money which in many cases is quickly depreciated through inflation, lost interest, etc. This particular financial instrument is worth much more as present money instead of future money. We can illustrate this point better by asking the following question: 'What is worth more, one hundred dollars today or one hundred dollars in ten years?'. By now you should be able to see exactly what structured payments are, and if managed correctly, they can help property owners save their homes.

More info on your stop foreclosure information search:

Get Free Foreclosure Advice and Free Refinance Quotes
Get your free on-line foreclosure refinance quote and free advice from foreclosure mitigation specialist in minutes. Compare real offers from top national subprime and hard money lenders... more...

Foreclosure Problems? Get Help
When a person becomes late on their monthly house payment, eventually the lender will begin foreclosure proceedings which in most cases will start with a notice of default or a lis pendens recorded with the county where the property is located. There are data companies that collect this information ... more...

Master The Mechanics Of Foreclosure - The Key To Being Effective In Pre-Foreclosure Investing
To confidently compete in the pre-foreclosure arena, every investor must master the mechanics of foreclosure. The events of foreclosure, the timeframes, the disposition of the proceeds of sale, and the effects of the sale ? these are all important landmarks in navigating through the foreclosure ... more...

What You Should Know About Foreclosure Property Auctions
Are you looking to invest in real estate? If you are, there is a good chance that your prime targets would be those that are considered foreclosure properties. A property goes into foreclosure when the owner is unable to make their mortgage payments. The mortgage then reverts back to the lender and ... more...

Stop Foreclosure
The term foreclosure refers to the circumstances, which arise due to the nonpayment of loan to the lender. When the borrower failed to pay back the money borrowed to the lender, then the lender will transfer the ownership of house property to him. The foreclosure arises when the owner of the ... more...